Retirement Plans
We understand the importance of a well-crafted retirement plan. Our professionals specialize in tailoring strategies to ensure a secure and fulfilling retirement for you and your loved ones.
Preparing for Retirement: Essential Questions Answered
How do I start saving for retirement? Starting your retirement savings journey involves setting aside a portion of your income consistently. Even small contributions early on can significantly impact your future.
Am I saving enough for retirement? How long will my retirement savings last? Determining if your savings align with your retirement goals is crucial. Our licensed agents assess your current savings, estimated retirement expenses, and desired lifestyle to provide clarity on this critical aspect.
How much do I need in my retirement savings? The required amount for a comfortable retirement varies for each individual. Our agents work with you to understand your lifestyle aspirations and financial goals, crafting a personalized strategy for your golden years.
Imani Legacy licensed agents specialize in guiding you through these pivotal questions and beyond. We tailor retirement strategies to ensure you enjoy a well-deserved retirement lifestyle. Let’s plan your golden years together.”
What we Offer
Traditional IRAs, Roth IRAs, and Rollover IRAs are the three most commonly chosen individual retirement options. Variations of common IRA types include Inherited IRAs and Custodial IRAs. Each IRA has its own characteristics to evaluate when setting your retirement savings goals.
Annuities
Term life insurance provides coverage for a specified period or term, typically ranging from 10 to 30 years. It offers a death benefit to beneficiaries if the policyholder passes away during the specified term. Once the term ends, the coverage ceases unless renewed, often at higher premiums due to age-related factors. Term life insurance policies do not accumulate cash value over time.
- Coverage Duration: Term life insurance offers coverage for a specific duration, typically ranging from 10 to 30 years.
- Premiums: Known for its affordability, term life insurance policies generally have lower premiums compared to whole life insurance for the same coverage amount.
- No Cash Value: Unlike whole life insurance, term policies do not accumulate cash value over time.
- Flexibility: Suited for specific financial needs during a certain phase of life, such as paying off a mortgage or covering children's education expenses.
Registered Retirement Savings Plans (RRSPs) and Tax-Free Savings Accounts (TFSA)
RRSPs: Retirement Savings Designed for Tomorrow Designed specifically for retirement savings, RRSPs provide tax advantages and enable you to grow your retirement nest egg while reducing your annual tax burden.
TFSA: Flexibility in Savings TFSAs offer versatility in savings, allowing contributions toward retirement or any other financial goal. They provide tax-free growth and withdrawals, offering flexibility in achieving your long-term financial aspirations.
Choosing the Right Plan for You Determining which plan suits your retirement goals can be complex. Our knowledgeable WFG agents evaluate your financial situation, lifestyle aspirations, and retirement objectives to recommend the ideal plan tailored specifically for you.
Take the first step toward securing your retirement. Speak to our agents to explore RRSPs, TFSAs, or a personalized combination that aligns perfectly with your retirement aspirations.
Choosing the Right Startegy/plan for You
Determining which plan suits your retirement goals can be complex. Our knowledgeable Imani Legacy agents evaluate your financial situation, lifestyle aspirations, and retirement objectives to recommend the ideal plan tailored specifically for you.
Take the first step toward securing your retirement. Speak to our agents to explore RRSPs, TFSAs, or a personalized combination that aligns perfectly with your retirement aspirations.
Why Choose Imani financial Leaders group ( IFLG) ?
We provide tools, education, and assistance to help you feel comfortable and confident in retirement.
Retirement tools and resources : We offer planning calculators and more to help you manage your future.
Insights and education :Stay informed with the latest market commentary, insights, and investing ideas from our experts.
Satisfaction guarantee: our commitment to your satisfaction is backed by a guarantee. If for any reason you’re not completely satisfied, we’ll refund your fee or commission and work with you to make things right.
Founder & CEO
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