Imani Legacy Leadership development- Financial Services Company

Team imani legacy financial professionals


Frequently Asked Questions

Find comprehensive answers to common financial inquiries. Explore our FAQs to gain insights into life insurance policies, retirement planning, investment options, personalized strategies, fees, and more. If your question isn't answered here, feel free to reach out for personalized guidance.

How do I begin planning for retirement?

Start by setting clear retirement goals, assessing your current financial situation, and creating a savings plan. Seeking professional guidance can help navigate various retirement options available to you.

What fees are associated with your services?

Our fees vary based on the services provided. We maintain transparency and discuss all associated costs upfront before engaging in any services.

What measures do you take to mitigate financial risks for clients?

We employ diversified investment strategies, risk assessment, and ongoing monitoring to manage and mitigate risks according to individual risk tolerances.

What investment options are available for someone with moderate risk tolerance?

For moderate risk tolerance, diversified portfolios containing a mix of stocks, bonds, and mutual funds can be suitable. These provide growth potential while managing risk.

What is the best approach to start saving for my child's education?

Consider options like 529 savings plans or custodial accounts. Tailoring the strategy to the child’s age, education timeline, and your financial capacity is crucial.

How often will I receive updates on my investment portfolio?

We provide regular portfolio updates based on your preferences, typically quarterly or as market conditions dictate.

Can you help me understand the differences between traditional and Roth IRAs?

Traditional IRAs offer tax-deferred contributions, while Roth IRAs offer tax-free withdrawals in retirement. The choice depends on current tax situations and future tax expectations.

How can I best optimize my tax strategies?

We assess your financial situation and offer tax-efficient investment options, retirement planning, and strategic advice to optimize your tax position.

Do you offer assistance with estate planning or legacy management?

Yes, we provide comprehensive assistance with estate planning, legacy management, and wealth transfer strategies.